Your implant isn’t just innovative – it’s extremely secure. Thanks to modern tokenization, your card data is encrypted and protected. Payments only work in close proximity (< 1 cm), and for amounts over €50, a PIN is required. Lost? Impossible. The NxtPay-Infinity is invisible under your skin – not in your wallet.
NxtPay Infinity
The Future of Payment
Product information "NxtPay Infinity"
NxtPay-Infinity: The world’s first NFC payment implant without an expiration date!
💳 Pay. Upgrade. Be free.
Welcome to the next evolution of payments: With NxtPay-Infinity, you carry your wallet directly under your skin – secure, contactless, and permanently valid. Unlike other payment implants, your NxtPay-Infinity is usable without any time limitation. No expiration date. No replacement required.
What is NxtPay-Infinity?
NxtPay-Infinity is an implantable NFC payment chip. The chip is embedded in a flexible, biocompatible polymer and is implanted under the skin – for maximum discretion and freedom of movement.
🚀 Features at a glance
- ✅ No expiration date: permanently activatable – no time limit
- ✅ Contactless payments: wherever credit cards are accepted
- ✅ Biocompatible & safe: medical-grade biopolymer for long-term compatibility
- ✅ Custom-designed: ultra-flat, lightweight, and discreet (only 20x16x1.5 mm)
- ✅ App-controlled: set limits, manage funds, geo-blocking & security features, etc.
- ✅ Access control: in combination with our locking cylinder, it also works as a front door key
⚡ No battery. Always ready.
NxtPay-Infinity works like a contactless bank card – just under your skin. It draws energy directly from the payment terminal and requires no battery. No charging cycles. No power. No downtime. Always ready to use.
🌐 Usable worldwide. Secure worldwide.
Security is the focus: NxtPay-Infinity uses state-of-the-art tokenization technology, to protect your card data. Certified for worldwide contactless payments.
- ✅ No physical cards required anymore
- ✅ Advanced encryption protects your payment data
- ✅ Works at all NFC-enabled terminals
⚠️ Important
👉 To use NxtPay-Infinity, you need either:
- be a residence in the European Economic Area (EU, UK, Norway, Iceland, Liechtenstein)
- your MasterCard or Visa card is issued by one of the listed banks. You can find them in this
LIST. (If your bank is listed, you can also use NxtPay-Infinity even if you live, for example, in Switzerland – i.e. outside the EEA).
- you have the Klarna Card (Visa) or Revolut Visa Card!
🚚 Delivery & Order
The NxtPay-Infinity is delivered sterile, undamaged, and ready to use.
❗ For hygiene reasons, returns are not possible after opening, activation, or implantation.
Why NxtPay-Infinity?
Because biohacking doesn’t stop at the surface of the skin. NxtPay-Infinity is not a gadget – it is a real upgrade for those who want to live digital freedom, security, and future technology.
NOTE
- With EMLA cream (available over the counter at pharmacies) or lidocaine, insertion can be painless
- We are not selling a product, but a service. Please review our terms and conditions, especially those related to implants, before activation!
- Our payment implants (NxtPay & NxtPay-Infinity) are excluded from the right of withdrawal due to safety, health, and system-related reasons.
Pay without a wallet. Live without limits.
❓ FAQs
| Form factor: | flexible |
|---|---|
| Frequency: | 13,56 MHz |
| Functions: | Access control/ open doors, Payment |
Reviews
March 31, 2026 07:19
Jederzeit wieder……
Es ist bereits mein zweiter Bezahlchip von Upgrade Humans. Nachdem der erste wegen gesetzlichen Regelungen seine Funktionsfähigkeit verliert, habe ich mich jetzt besonders auf den „ewig“ gültigen Chip gefreut. Bei meinem genialen Piercingstudio in Freiburg, war das Einsetzen innerhalb weniger Minuten erledigt. Besonders gefällt mir, dass dieser Chip kein Prepaid-Chip ist, sondern das eine echte Kreditkarte ohne Limit darauf montiert werden kann. Ich nutze ihn jetzt schon ein paar Wochen und er hat noch nie an einer Kasse seinen Dienst verweigert, was bei der Vorgängerversion doch hin und wieder mal vorkam (bedingt durch unterschiedliche Bezahlterminal-Techniken und auch Restriktiven diverser Banken). Ich habe viel Spaß mit dem Chip, unter anderem weil er auch immer wieder lustige Reaktionen beim Bezahlen auslöst, beziehungsweise ich immer und in jeder Situation „flüssig“ bin. 😀
January 10, 2026 11:24
Der Wahnsinn
Ich habe extra auf ein Zahlungsimplantat gewartet, wo dauerhaft benutzt werden kann. Mir hat es ein Chirurg eingesetzt und ich testete es natürlich danach gleich. Es ist einfach nur toll und ich bin begeistert!
September 16, 2025 08:48
MEGA!!
Ich habe mir das Infinity bei einem Bodymodder einsetzen lassen. Trotz das die Stelle angeschwollen war und ein Verband drum ist, konnte ich schon bezahlen beim Supermarkt um die Ecke!! Also eine ziemlich gute Antenne!!! Auch die Beratung via Mail mit Alex von Digiwell war absolut top. Ich bin super zufrieden. Klar, kann ich auch mit meiner Uhr oder dem Smartphone bezahlen....aber, es ist einfach geiler so^^
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4 reviews
31 March 2026 07:19
Jederzeit wieder……
Es ist bereits mein zweiter Bezahlchip von Upgrade Humans. Nachdem der erste wegen gesetzlichen Regelungen seine Funktionsfähigkeit verliert, habe ich mich jetzt besonders auf den „ewig“ gültigen Chip gefreut. Bei meinem genialen Piercingstudio in Freiburg, war das Einsetzen innerhalb weniger Minuten erledigt. Besonders gefällt mir, dass dieser Chip kein Prepaid-Chip ist, sondern das eine echte Kreditkarte ohne Limit darauf montiert werden kann. Ich nutze ihn jetzt schon ein paar Wochen und er hat noch nie an einer Kasse seinen Dienst verweigert, was bei der Vorgängerversion doch hin und wieder mal vorkam (bedingt durch unterschiedliche Bezahlterminal-Techniken und auch Restriktiven diverser Banken). Ich habe viel Spaß mit dem Chip, unter anderem weil er auch immer wieder lustige Reaktionen beim Bezahlen auslöst, beziehungsweise ich immer und in jeder Situation „flüssig“ bin. 😀
10 January 2026 11:24
Der Wahnsinn
Ich habe extra auf ein Zahlungsimplantat gewartet, wo dauerhaft benutzt werden kann. Mir hat es ein Chirurg eingesetzt und ich testete es natürlich danach gleich. Es ist einfach nur toll und ich bin begeistert!
16 September 2025 08:48
MEGA!!
Ich habe mir das Infinity bei einem Bodymodder einsetzen lassen. Trotz das die Stelle angeschwollen war und ein Verband drum ist, konnte ich schon bezahlen beim Supermarkt um die Ecke!! Also eine ziemlich gute Antenne!!! Auch die Beratung via Mail mit Alex von Digiwell war absolut top. Ich bin super zufrieden. Klar, kann ich auch mit meiner Uhr oder dem Smartphone bezahlen....aber, es ist einfach geiler so^^
30 June 2025 08:06
Sehr beeindruckend!
Ich bin gerne am, im und auf dem Wasser und hab nun mein NxtPay-Infinity immer dabei und kann jederzeit Getränke oder ein Eis kaufen, ohne etwas mitzunehmen. Die flexible und einfache Anbindung an gängige Kreditkarten hat mich sehr beeindruckt. Kurt aus der Zentralschweiz Selbständiger Informatiker
PAYMENT
Worldwide. Everywhere, where contactless payment is accepted.
Yes. It doesn’t require a smartphone or internet connection. It communicates wirelessly via NFC – just like your bank card.
No. It is always ready. The NxtPay-Infinity draws its power directly from the payment terminal – completely without a battery or cables.
THE NXTPAY-INFINITY AS AN IMPLANT
The NxtPay-Infinity is a highly advanced passive NFC payment chip, embedded in a biocompatible flexible polymer – invisible under the skin, it seamlessly adapts to the contours of your body. No battery. No charging. No expiration date. Just modern payment – integrated securely into your body.
The Infinity is ultra flat, light and discreet. Its outer measurements are 20 mm x 16 mm x 1,5 mm.
No. The NxtPay-Infinity is passive and emits no radiation or radio waves. It is only activated when you hold it up to a payment terminal – triggered by the device’s own magnetic field. Just like your regular plastic bank card.
Yes. The material is medically tested, biocompatible, and fully body-safe. It is designed for permanent implantation in the body – just like high-quality medical implants.
BANKKARTE VERBINDEN
In Germany:
- 1. Direct connection: Do you have a debit or credit card from a supported BANK? Then you can connect your NxtPay Infinity directly to your card.
- 2. You are not a customer of these banks but still want to connect your existing credit card to your NxtPay Infinity? This works via a virtual credit card that is linked to the NxtPay Infinity. You can connect this virtual card to your own credit or debit card. This way, your NxtPay Infinity is directly linked to your personal bank account, and all payments made with it are charged there – flexible, secure, and smart.
- 3. You don’t have a credit card or want to use the NxtPay Infinity as a prepaid wallet? That’s also possible without a credit card. Simply create a virtual card and top it up via app – done.
Yes, but not directly. If you want to use your NxtPay Infinity with a debit card, you can top up your implant like a prepaid card using funds from your bank account.
Simply add the new card – that’s it. No new implant, no additional costs.
Everything is possible. For example, you can use one bank card for multiple NxtPay Infinity implants or multiple cards with a single Infinity.
Works – simply add the new card. No need to start over.
Shipment
The NxtPay² is custom-made. If in stock, we ship it the next day. Otherwise, dispatch takes place 2–5 business days after production. The production schedule depends on the current length of the pre-order list. .
Insured with DHL. You will receive an Email with the DHL-Tracking-ID.
Generally yes! Please do not forget your postnumber! We cannot ship without a valid post number.
You will receive a beautifully designed box with the Nxtpay-Infinity and a starter card inside. The starter card will contain a link for a detailed set-up-manual of your Infinity, advice on how to install it and legal advice.
Costs
Here you have to distinguish between (a) running costs (b) costs for the usage of third-party apps and services und (c) costs for implantation
zu (a). There are no running costs.
zu (b). If needed for indirect connection this will cost 5,99 € one time. Prepaid option is free if under 150 EUR credit balance. If you need more, verification will cost 10 EUR one time.
zu (c). How much your Bodymodder charge for installation ... is totally individually. Please inform yourself upfront.
Every bodymodder/ piercer will charge a different sum. It should be close to installing a "dermal anchor". In Germany you can expect something between 50 und 150 EUR. But hey... we are not the piercer.
INSTALLATION
The insertion is minimally invasive and takes about 15 minutes. In most cases, a local anesthetic gel is sufficient. The chip is inserted just beneath the skin into the subcutaneous tissue, similar to placing a small implant. The area can be closed with a stitch, skin adhesive, or a bandage if needed.
The procedure is comparable to placing a so-called "dermal anchor" by a professional piercer. Any piercer experienced with dermal anchors can also perform the Infinity implantation.
The procedure can be performed by an experienced body modification specialist (body modder), a professional piercer, or a medical doctor. We provide a guide that you can share with the practitioner.
You can find an overview of experienced body modders and piercers in our implant guide (Get Started – Implants – Insertion). If there is no option listed in your city, simply check with local professionals.
There is no strict requirement here. A good location would be the forearm, just above the wrist, or the back of the hand between the thumb and index finger. Avoid areas with jewelry or high mechanical stress. What works best for you should be discussed with your piercer or doctor.
That depends on you. If you leave it undisturbed for a few weeks after insertion (i.e., don’t manipulate or press on it), it will become naturally encapsulated by the tissue through collagen formation. After that, it will remain securely in place.
A small local anesthetic, a tiny incision – and the chip can be removed. Quick, safe, and straightforward.
Pain is very subjective. If you already have a tattoo or piercing, it is likely comparable. Some piercers or body modification specialists use lidocaine injections before the procedure. Alternatively, you can prepare the area with a topical anesthetic cream such as Emla (available at pharmacies).