A tiny NFC implant linked to a VIMPay Go prepaid Mastercard. No battery, no plastic card – just a fully functional payment tool under your skin.
NxtPay
Payment Implant
Product information "NxtPay"
NxtPay – The Future of Payment
Pay. Without a card. Without a smartphone.
With the NxtPay implant, your body becomes your wallet. Simply hold your hand over the terminal – done. Fast. Simple. Futuristic.
NxtPay is based on the VIMPay Go Prepaid Mastercard – one of Europe’s most flexible and secure payment solutions. Embedded in a tiny NFC implant, you get full functionality – without plastic, without a wallet, without limitations.
What makes NxtPay special?
👉 Contactless payments – worldwide and without extra fees
Whether it's a supermarket in Berlin or a café in Lisbon – pay wherever Mastercard contactless is accepted. No blocked transactions, no foreign usage restrictions.
👉 Full prepaid control & app transparency
Your implant connects to the free VIMPay app, where you can top up your balance, track your transactions in real time, and set custom spending limits. You decide how much money is stored on your chip.
👉 Withdraw cash via NFC
Need cash? No problem. Withdraw funds at any NFC-enabled ATM – no plastic card required.
👉 High-tech security – in your hand
You can deactivate the implant anytime or put it into "sleep mode". You can also block individual functions (e.g., geoblocking, ATM withdrawal). Payments over €25 are automatically PIN-protected.
👉 Bank-independent & flexible
NxtPay works with nearly all German and Austrian banks and savings banks. No new bank account required.
👉 Extremely compact – invisible under your skin
Smaller than a postage stamp, the implant is inserted under the skin (e.g., between thumb and index finger). For pain-free insertion, use EMLA cream or Lidocaine. No battery. No charging. No maintenance.
Technical Details
- Valid until: 30.07.2028
- Top-up: Prepaid via VIMPay app
- Attention: Compatible with a German or Austrian bank account and phone number (+49 / +43) only
- Platforms: Android & iOS app
- Worldwide use: No geo-blocking
- Implantation: By experienced biohackers or medical professionals (e.g., our certified partners)
- Security features: PIN protection, real-time blocking, geoblocking, usage control
- Legal status: Equivalent to a contactless Mastercard
Who is NxtPay for?
Perfect for those who:
- want to pay contactlessly and independently
- want to explore entry-level biohacking
- value function over premium features
- appreciate security, control, and freedom
- want to combine tech curiosity with everyday practicality
NxtPay is your gateway into a world where your body becomes your payment method.
NOTE
- Insertion is pain-free with EMLA cream (available over the counter) or Lidocaine.
- Further details on VimPay Go v2 can be found at the official VimPay Go website (https://vimpay.de/vimpaygo/). Everything listed there also applies to the implant.
- We are not selling a product, but a service. Please read our terms & conditions carefully before activating the implant.
- Our payment implants (NxtPay & NxtPay-Infinity) are excluded from return for safety, health, and system integrity reasons.
| Form factor: | flexible |
|---|---|
| Frequency: | 13,56 MHz |
| Functions: | Access control/ open doors, Others, Payment |
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FAQs
GENERAL & SAFETY
Worldwide. Anywhere contactless Mastercard payments are accepted.
Yes. It requires no smartphone connection and no internet. It communicates via NFC – just like a regular bank card.
No. It’s always ready. The implant draws power from the payment terminal’s magnetic field. No battery, no cables.
Roughly the size of a collar stay – ultra-thin, lightweight and flexible. Dimensions: approx. 0.7 mm × 27 mm × 0.3 mm.
No. NxtPay is passive. It emits no signals or radiation. It’s only activated by the magnetic field of a payment terminal – just like a contactless card.
No. NxtPay is passive. It emits no signals or radiation. It’s only activated by the magnetic field of a payment terminal – just like a contactless card.
Yes – it’s medically safe and made from ISO-certified materials, just like our other flex implants.
CARDS & APP
Not directly. You preload funds from your bank account using the app. You can only pay with your NxtPay if your VIMPay account has enough balance. There are two ways to top up your account: 1. Instant top-up (if supported by your bank) 2. Manual SEPA bank transfer. NxtPay is linked to your registered reference account.
Just like any bank card, payments will stop working after the expiration date. You can keep it implanted for other purposes (e.g., access control), or upgrade to a new NxtPay or the NxtPay-Infinity.
Yes. You can change your bank account in the app at any time and update your payment settings.
SHIPPING
Each NxtPay is custom-made. If in stock, we ship the next day. Otherwise, delivery takes 2–5 business days after production – depending on pre-order volume.
Insured with DHL. You will receive an Email with the DHL-Tracking-ID.
Generally yes! Please do not forget your postnumber! We cannot ship without a valid post number.
• Your NxtPay implant • Activation voucher with card number • Instructions (QR code) & implantation guide • Legal background info
Costs
• One-time chip conversion service price (see shop)
• For Austrian accounts: +10 € activation fee
• NO monthly fees – prepaid model
Every bodymodder/ piercer will charge a different sum. It should be close to installing a "dermal anchor". In Germany you can expect something between 50 und 100 EUR. But hey... we are not the piercer.
Installation
It’s very simple. Like an x-Series implant ("rice grain in a syringe"), a small tunnel is created with the provided needle, and the NxtPay is inserted. Cover with a bandage – done.
A professional bodymodder, piercer or doctor. We provide a detailed guide you can hand over to your practitioner. You can find a list of experienced partners in our Implant Guide (Start Here > Implants > Implantation). If none are near you, check with local studios.
No strict rules. Popular spots: – Back of the hand (between thumb and index finger) – General hand area – Inner forearm above the wrist Avoid areas under constant pressure or with jewelry.
Only if you play with it. Leave it alone for the first few weeks and the tissue will naturally encapsulate it with collagen – locking it in place.
Local anesthetic, a small incision – and it’s out, like a splinter. Fast, safe, and low-risk.